Credit card points test statistics China Merchants Bank’s not delimit integral exchange value

        credit card can be accumulated integral, integral and credit card and gift exchange, air mileage and various service. Then, with one credit card exchange integral most cost-effective? Reporter for you to carry out a detailed statistics and computing. Evaluation of 1: integral against

credit card can be accumulated integral, integral and credit card and gift exchange, air mileage and various service. Then,www.luxury4ugift.com, with one credit card exchange integral most cost-effective? Reporter for you to carry out a detailed statistics and computing.

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evaluation of 1: integral exchange value of China Merchants Bank’s not cost-effective Finest watche for sale

by credit card consumption integral according to the amount of accumulation, which is known to everyone,http://www.luxury4ugift.com, but I wonder if you have not noticed, the banks for the consumer to send integral rules are different, one not careful may be some amount of consumption will be wasted! Finest watche for sale

first, in exchange for RMB consumption integral, the exchange of China Merchants Bank most uneconomical. Because China Merchants Bank Exchange rules, the cardholder per consumption over 20 yuan can be exchanged for 1 points, while the "odd" part is negligible. That is to say,www.luxury4usale.com, if the consumption of 199 yuan, also can change 9, only spending 200 yuan to exchange 10 points, the consumption amount of 19 yuan is "wasted".

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apart from China Merchants Bank, all other banks 1 yuan per consumption the RMB can be exchanged for 1 points.

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and exchange points in the dollar, the difference between the banks is big. The most effective is the riverside hairpin, $1 per consumption can be exchanged for 16 points; the second is the bank card, $1 per consumption can be exchanged for 10 points each, China Merchants Bank purchases of $2 convertible 1 points, this is better than the consumption of 20 yuan RMB to 1 integral standard to cost. While most other banks are spending $1 can be exchanged for 8 points. So, if you regularly consume dollars, Shanghai Pudong Development Bank exchange cards, brush credit score relatively more cost-effective.

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addition, some banks also can exchange integral in the consumption of other currencies. For example, ICBC and the broad issue of the credit card consumption per 1 Hong Kong dollars convertible 1 points; for the euro 1 euro per credit card consumption can be exchanged for 10 points; and Chinese bank yen credit card every consumption of 14 yen for 1 points.

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